Why Do I Need A Funeral Plan?

The three most common reasons to have a funeral plan are:

  • Not wanting to leave a financial burden for your relatives
  • Protection against rising funeral costs
  • All the funeral arrangements are taken care of with one phone call

With a Funeral Plan, you choose the funeral you want, and then pay for the Funeral Director’s services included in your plan at today’s prices.

If you would like me to assist with arranging your Funeral Plan, I work with a range of independent Funeral Plan Providers, to ensure that the process is very simple and we give flexible payment options.

Protection Against Rising Funeral Costs

Funeral costs have increased around 7% per year over the last 10 years. It is estimated that the average funeral, assuming 7% inflation, will cost over £7,049 by 2026, and £12,794 by 2036.

Paying for your funeral today can be a good option compared to saving for your funeral as the cost of the Funeral Director’s services are fixed at today’s prices. If you choose not to pay for your funeral today, your family and estate will have to pay for your funeral in the future, perhaps with significantly increased costs.

No More To Pay For Your Funeral
Director’s Services – Guaranteed

No matter how old you are, no matter how much funeral costs might rise, you and your loved ones will never be asked for a penny more for the guaranteed services in your Funeral Plan.

Your Money Is Protected

For fully prepaid plans and those paid in full over 12 months, your funeral funds are held in an independent trust. For plans paid by fixed monthly payments, the premiums are invested in UK-based insurance companies, guaranteeing the amount paid out at the time of death.

Money Is Refundable

If at any time you have a change of heart about your funeral arrangements and you have paid either in full or with 12 monthly payments, all money is fully refundable.

Three Payment Options

Payment can be made as a lump sum, in 12 monthly instalments at no additional cost, or by fixed monthly payments, which can cost as little as 75p a day.